{
  "_about": "PagoFix rules table. Data, not code: the calculator reads everything below. Every number has a source and a status. status = verified (official text/source opened by us, date in 'checked'), unverified (taken from the analysis where it is tagged [KM] or [J], official text not opened), needs_input (no verified number; do not invent). Analysis = /home/box/shared/pagofix/allikad/idee_payup.md.",
  "version": "2026-10-31",
  "checked": "2026-10-31",
  "dayCountBasis": 365,
  "dayCountNote": "Actual days / 365. Assumption [J]: none of the opened texts fixes a day-count convention; 365 is the common practice. Change here if a country requires otherwise.",
  "referenceSeries": {
    "ECB_MRO": {
      "label": "ECB main refinancing operations rate (fixed rate)",
      "kind": "changes",
      "status": "verified",
      "source": "https://data-api.ecb.europa.eu/service/data/FM/D.U2.EUR.4F.KR.MRR_FR.LEV",
      "sourceNote": "Fetched 2026-10-31 from the ECB data API (official). Matches analysis section 3.1 [K10]: 2.15% from 1.1.2026, 2.40% from 17.6.2026, 2.65% from 16.9.2026. The server also tries a live fetch; this table is the fallback. First row corrected 31.10.2026: 4.50% is in force since 20.9.2023 (ECB Data API), needed for laws that use the last rate before 1.1.2024.",
      "values": [
        {
          "from": "2023-09-20",
          "rate": 4.5
        },
        {
          "from": "2024-06-12",
          "rate": 4.25
        },
        {
          "from": "2024-09-18",
          "rate": 3.65
        },
        {
          "from": "2024-10-23",
          "rate": 3.4
        },
        {
          "from": "2024-12-18",
          "rate": 3.15
        },
        {
          "from": "2025-02-05",
          "rate": 2.9
        },
        {
          "from": "2025-03-12",
          "rate": 2.65
        },
        {
          "from": "2025-04-23",
          "rate": 2.4
        },
        {
          "from": "2025-06-11",
          "rate": 2.15
        },
        {
          "from": "2026-06-17",
          "rate": 2.4
        },
        {
          "from": "2026-09-16",
          "rate": 2.65
        }
      ],
      "knownUntil": "2026-10-31"
    },
    "DE_BASISZINSSATZ": {
      "label": "Basiszinssatz (§ 247 BGB)",
      "kind": "halfyear",
      "status": "verified",
      "source": "https://www.bundesbank.de/de/bundesbank/organisation/agb-und-regelungen/basiszinssatz-607820",
      "sourceNote": "Bundesbank table opened 2026-10-31; 1.52% from 1.7.2026 also in Bundesbank press release 30.06.2026 (analysis [K7b]).",
      "values": [
        {
          "from": "2024-01-01",
          "rate": 3.62
        },
        {
          "from": "2024-07-01",
          "rate": 3.37
        },
        {
          "from": "2025-01-01",
          "rate": 2.27
        },
        {
          "from": "2025-07-01",
          "rate": 1.27
        },
        {
          "from": "2026-01-01",
          "rate": 1.27
        },
        {
          "from": "2026-07-01",
          "rate": 1.52
        }
      ],
      "knownUntil": "2026-12-31"
    },
    "PL_NBP_REF": {
      "label": "NBP reference rate (stopa referencyjna)",
      "kind": "changes",
      "status": "verified",
      "source": "https://static.nbp.pl/dane/stopy/stopy_procentowe_archiwum.xml",
      "sourceNote": "Official NBP XML (archive + current file https://static.nbp.pl/dane/stopy/stopy_procentowe.xml, published 2026-03-05), opened 2026-10-31. Current 3.75% since 2026-03-05. Re-checked 31.10.2026: still 3.75% (XML published 2026-03-05, no later decision).",
      "values": [
        {
          "from": "2023-10-05",
          "rate": 5.75
        },
        {
          "from": "2025-05-08",
          "rate": 5.25
        },
        {
          "from": "2025-07-03",
          "rate": 5.0
        },
        {
          "from": "2025-09-04",
          "rate": 4.75
        },
        {
          "from": "2025-10-09",
          "rate": 4.5
        },
        {
          "from": "2025-11-06",
          "rate": 4.25
        },
        {
          "from": "2025-12-04",
          "rate": 4.0
        },
        {
          "from": "2026-03-05",
          "rate": 3.75
        }
      ],
      "knownUntil": "2026-10-31"
    },
    "AT_BASISZINSSATZ": {
      "label": "Basiszinssatz (OeNB, Austria)",
      "kind": "changes",
      "status": "verified",
      "source": "https://www.oenb.at/isawebstat/stabfrage/createReport?report=2.1",
      "sourceNote": "OeNB table \"Basis- und Referenzzinssatz\" opened 2026-10-31 (last change 05.10.2026). The Austrian Basiszinssatz moves only when the ECB rate changes by at least 0.5 pp (per OeNB), so it differs from the ECB rate. Values before 20.9.2023 not entered.",
      "knownUntil": "2026-10-31",
      "values": [
        {
          "from": "2023-09-20",
          "rate": 3.88
        },
        {
          "from": "2024-09-18",
          "rate": 3.03
        },
        {
          "from": "2024-12-18",
          "rate": 2.53
        },
        {
          "from": "2025-03-12",
          "rate": 2.03
        },
        {
          "from": "2025-06-11",
          "rate": 1.53
        },
        {
          "from": "2026-09-16",
          "rate": 2.03
        }
      ]
    }
  },
  "laws": {
    "EU_MIN": {
      "name": "EU minimum (Directive 2011/7/EU)",
      "versions": [
        {
          "validFrom": "2013-03-16",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceRule": "Rate in force on 1 January applies to Jan–Jun, rate in force on 1 July to Jul–Dec (art. 3(2)).",
          "marginPp": 8,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "Directive 2011/7/EU, art. 2(6)–(7), art. 3(1)–(2)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b): 30 days after receipt of the invoice",
            "compensation": "Directive 2011/7/EU, art. 6(1)–(2)"
          },
          "sources": [
            "https://eur-lex.europa.eu/legal-content/ET/TXT/?uri=CELEX:32011L0007"
          ],
          "sourceNote": "Analysis 3.1 [K5]. Member-state law may be more generous; for countries without their own row PagoFix applies this minimum and says so.",
          "letterRefs": {
            "interest": {
              "en": "Article 3(1) of Directive 2011/7/EU of the European Parliament and of the Council of 16 February 2011 on combating late payment in commercial transactions, as transposed into national law",
              "de": "Art. 3 Abs. 1 der Richtlinie 2011/7/EU des Europäischen Parlaments und des Rates vom 16. Februar 2011 zur Bekämpfung von Zahlungsverzug im Geschäftsverkehr in Verbindung mit dem nationalen Umsetzungsrecht",
              "fr": "article 3, paragraphe 1, de la directive 2011/7/UE du Parlement européen et du Conseil du 16 février 2011 concernant la lutte contre le retard de paiement dans les transactions commerciales, telle que transposée en droit national",
              "es": "artículo 3, apartado 1, de la Directiva 2011/7/UE del Parlamento Europeo y del Consejo, de 16 de febrero de 2011, por la que se establecen medidas de lucha contra la morosidad en las operaciones comerciales, tal como ha sido transpuesta al Derecho nacional",
              "it": "art. 3, paragrafo 1, della direttiva 2011/7/UE del Parlamento europeo e del Consiglio, del 16 febbraio 2011, relativa alla lotta contro i ritardi di pagamento nelle transazioni commerciali, come recepita nel diritto nazionale",
              "nl": "artikel 3, lid 1, van Richtlijn 2011/7/EU van het Europees Parlement en de Raad van 16 februari 2011 betreffende bestrijding van betalingsachterstand bij handelstransacties, zoals omgezet in nationaal recht",
              "pl": "art. 3 ust. 1 dyrektywy Parlamentu Europejskiego i Rady 2011/7/UE z dnia 16 lutego 2011 r. w sprawie zwalczania opóźnień w płatnościach w transakcjach handlowych w związku z przepisami krajowymi wdrażającymi tę dyrektywę",
              "et": "Euroopa Parlamendi ja nõukogu 16. veebruari 2011. aasta direktiivi 2011/7/EL hilinenud maksmisega võitlemise kohta äritehingute puhul art 3 lg 1 ning selle ülevõtmiseks kehtestatud siseriikliku õiguse"
            },
            "compensation": {
              "en": "Article 6(1) and (2) of Directive 2011/7/EU, as transposed into national law",
              "de": "Art. 6 Abs. 1 und 2 der Richtlinie 2011/7/EU in Verbindung mit dem nationalen Umsetzungsrecht",
              "fr": "article 6, paragraphes 1 et 2, de la directive 2011/7/UE, telle que transposée en droit national",
              "es": "artículo 6, apartados 1 y 2, de la Directiva 2011/7/UE, tal como ha sido transpuesta al Derecho nacional",
              "it": "art. 6, paragrafi 1 e 2, della direttiva 2011/7/UE, come recepita nel diritto nazionale",
              "nl": "artikel 6, leden 1 en 2, van Richtlijn 2011/7/EU, zoals omgezet in nationaal recht",
              "pl": "art. 6 ust. 1 i 2 dyrektywy 2011/7/UE w związku z przepisami krajowymi wdrażającymi tę dyrektywę",
              "et": "direktiivi 2011/7/EL art 6 lg 1 ja 2 ning selle ülevõtmiseks kehtestatud siseriikliku õiguse"
            }
          }
        }
      ]
    },
    "DE": {
      "name": "Germany (BGB)",
      "versions": [
        {
          "validFrom": "2014-07-29",
          "validTo": null,
          "status": "verified",
          "reference": "DE_BASISZINSSATZ",
          "referenceRule": "Basiszinssatz changes on 1 January and 1 July (§ 247 BGB).",
          "marginPp": 9,
          "compensation": {
            "type": "fixed",
            "eur": 40,
            "note": "Set off against later legal costs (§ 288 Abs. 5 S. 3 BGB)."
          },
          "refs": {
            "interest": "§ 288 Abs. 2 BGB (Basiszinssatz + 9 Prozentpunkte), § 247 BGB",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (German rule: § 286 Abs. 3 BGB, not opened)",
            "compensation": "§ 288 Abs. 5 BGB"
          },
          "sources": [
            "https://www.gesetze-im-internet.de/bgb/__288.html",
            "https://www.bundesbank.de/de/presse/pressemitteilungen/bekanntgabe-des-basiszinssatzes-zum-1-juli-2026-anpassung-auf-1-52--941386"
          ],
          "sourceNote": "Analysis 3.2 [K7a, K7b]: 1.52% + 9 = 10.52% from 1.7.2026.",
          "letterRefs": {
            "interest": {
              "en": "sections 288(2) and 247 of the German Civil Code (Bürgerliches Gesetzbuch, BGB)",
              "de": "§ 288 Abs. 2 und § 247 BGB",
              "fr": "§§ 288, alinéa 2, et 247 du Code civil allemand (Bürgerliches Gesetzbuch, BGB)",
              "es": "§§ 288, apartado 2, y 247 del Código Civil alemán (Bürgerliches Gesetzbuch, BGB)",
              "it": "§§ 288, comma 2, e 247 del Codice civile tedesco (Bürgerliches Gesetzbuch, BGB)",
              "nl": "§ 288 lid 2 en § 247 van het Duitse Burgerlijk Wetboek (Bürgerliches Gesetzbuch, BGB)",
              "pl": "§ 288 ust. 2 i § 247 niemieckiego kodeksu cywilnego (Bürgerliches Gesetzbuch, BGB)",
              "et": "Saksamaa tsiviilseadustiku (Bürgerliches Gesetzbuch, BGB) § 288 lg 2 ja § 247"
            },
            "compensation": {
              "en": "section 288(5) of the German Civil Code (BGB)",
              "de": "§ 288 Abs. 5 BGB",
              "fr": "§ 288, alinéa 5, du Code civil allemand (BGB)",
              "es": "§ 288, apartado 5, del Código Civil alemán (BGB)",
              "it": "§ 288, comma 5, del Codice civile tedesco (BGB)",
              "nl": "§ 288 lid 5 van het Duitse Burgerlijk Wetboek (BGB)",
              "pl": "§ 288 ust. 5 niemieckiego kodeksu cywilnego (BGB)",
              "et": "Saksamaa tsiviilseadustiku (BGB) § 288 lg 5"
            }
          }
        }
      ]
    },
    "FR": {
      "name": "France (Code de commerce)",
      "versions": [
        {
          "validFrom": "2019-04-26",
          "validTo": "2026-12-31",
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceRule": "L441-10 II: ECB rate of the most recent refinancing operation + 10 pp; the rate in force on 1 January applies for H1, on 1 July for H2. A contract may set another rate, but not below 3x the taux d'intérêt légal (not modelled).",
          "marginPp": 10,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "Code de commerce, art. L441-10 II (BCE + 10 points)",
            "noDueDate": "Code de commerce, art. L441-10 I (30 jours après réception / exécution)",
            "compensation": "Code de commerce, art. L441-10 II et D441-5 (40 €)"
          },
          "sources": [
            "https://www.legifrance.gouv.fr/codes/article_lc/LEGIARTI000038414392/2019-04-26",
            "https://www.legifrance.gouv.fr/codes/article_lc/LEGIARTI000043197457"
          ],
          "sourceNote": "Légifrance (official) opened 2026-10-31: L441-10 version in force 26.4.2019–1.1.2027 (ord. 2019-359). There is no separate 1.9.2026 version (old row date corrected). D441-5 (40 €) in force since 27.2.2021, no later version.",
          "letterRefs": {
            "interest": {
              "en": "Article L441-10(II) of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-10 II des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "article L441-10, II, du Code de commerce",
              "es": "artículo L441-10, II, del Código de Comercio francés (Code de commerce)",
              "it": "art. L441-10, II, del Codice di commercio francese (Code de commerce)",
              "nl": "artikel L441-10, II, van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-10 pkt II francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-10 punkti II"
            },
            "compensation": {
              "en": "Articles L441-10(II) and D441-5 of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-10 II und Art. D441-5 des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "articles L441-10, II, et D441-5 du Code de commerce",
              "es": "artículos L441-10, II, y D441-5 del Código de Comercio francés (Code de commerce)",
              "it": "artt. L441-10, II, e D441-5 del Codice di commercio francese (Code de commerce)",
              "nl": "artikelen L441-10, II, en D441-5 van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-10 pkt II i art. D441-5 francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-10 punkti II ja art D441-5"
            }
          }
        },
        {
          "validFrom": "2027-01-01",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceRule": "L441-10 II: ECB rate of the most recent refinancing operation + 10 pp; the rate in force on 1 January applies for H1, on 1 July for H2. A contract may set another rate, but not below 3x the taux d'intérêt légal (not modelled).",
          "marginPp": 10,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "Code de commerce, art. L441-10 II (BCE + 10 points)",
            "noDueDate": "Code de commerce, art. L441-10 I (30 jours après réception / exécution)",
            "compensation": "Code de commerce, art. L441-10 II et D441-5 (40 €)"
          },
          "sources": [
            "https://www.legifrance.gouv.fr/codes/article_lc/LEGIARTI000054567689/2027-01-01",
            "https://www.legifrance.gouv.fr/codes/article_lc/LEGIARTI000043197457"
          ],
          "sourceNote": "Légifrance opened 2026-10-31: L441-10 version from 1.1.2027 (ord. 2026-671 of 27.7.2026, art. 2). Interest rule unchanged (ECB + 10 pp, 1 Jan / 1 Jul, 40 €); only a cross-reference for periodic invoices changed (CGI art. 289 → CIBS L216-34).",
          "letterRefs": {
            "interest": {
              "en": "Article L441-10(II) of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-10 II des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "article L441-10, II, du Code de commerce",
              "es": "artículo L441-10, II, del Código de Comercio francés (Code de commerce)",
              "it": "art. L441-10, II, del Codice di commercio francese (Code de commerce)",
              "nl": "artikel L441-10, II, van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-10 pkt II francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-10 punkti II"
            },
            "compensation": {
              "en": "Articles L441-10(II) and D441-5 of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-10 II und Art. D441-5 des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "articles L441-10, II, et D441-5 du Code de commerce",
              "es": "artículos L441-10, II, y D441-5 del Código de Comercio francés (Code de commerce)",
              "it": "artt. L441-10, II, e D441-5 del Codice di commercio francese (Code de commerce)",
              "nl": "artikelen L441-10, II, en D441-5 van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-10 pkt II i art. D441-5 francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-10 punkti II ja art D441-5"
            }
          }
        },
        {
          "validFrom": "2013-03-16",
          "validTo": "2019-04-25",
          "status": "unverified",
          "reference": "ECB_MRO",
          "referenceRule": "Assumed same as 2019 wording (rule was then in art. L441-6, not opened).",
          "marginPp": 10,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "Code de commerce, art. L441-6 (earlier wording — not opened)",
            "noDueDate": "Code de commerce, art. L441-6",
            "compensation": "Code de commerce, art. L441-6 et D441-5"
          },
          "sources": [],
          "sourceNote": "Unverified: before 26.4.2019 the rule was in L441-6 (and L441-10 had an earlier 2019 wording); those texts were not opened.",
          "letterRefs": {
            "interest": {
              "en": "Article L441-6 of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-6 des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "article L441-6 du Code de commerce",
              "es": "artículo L441-6 del Código de Comercio francés (Code de commerce)",
              "it": "art. L441-6 del Codice di commercio francese (Code de commerce)",
              "nl": "artikel L441-6 van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-6 francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-6"
            },
            "compensation": {
              "en": "Articles L441-6 and D441-5 of the French Commercial Code (Code de commerce)",
              "de": "Art. L441-6 und Art. D441-5 des französischen Handelsgesetzbuchs (Code de commerce)",
              "fr": "articles L441-6 et D441-5 du Code de commerce",
              "es": "artículos L441-6 y D441-5 del Código de Comercio francés (Code de commerce)",
              "it": "artt. L441-6 e D441-5 del Codice di commercio francese (Code de commerce)",
              "nl": "artikelen L441-6 en D441-5 van het Franse Wetboek van Koophandel (Code de commerce)",
              "pl": "art. L441-6 i art. D441-5 francuskiego kodeksu handlowego (Code de commerce)",
              "et": "Prantsusmaa kaubandusseadustiku (Code de commerce) art L441-6 ja art D441-5"
            }
          }
        }
      ]
    },
    "PL": {
      "name": "Poland (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
      "versions": [
        {
          "validFrom": "2020-01-01",
          "validTo": null,
          "status": "verified",
          "reference": "PL_NBP_REF",
          "referenceRule": "NBP reference rate in force on 1 January (for Jan–Jun) / 1 July (for Jul–Dec) (art. 11b).",
          "marginPp": 10,
          "compensation": {
            "type": "pln_tiers",
            "tiers": [
              {
                "maxPln": 5000,
                "inclusive": true,
                "eur": 40
              },
              {
                "maxPln": 50000,
                "inclusive": false,
                "eur": 70
              },
              {
                "maxPln": null,
                "eur": 100
              }
            ],
            "fxNote": "Tier is chosen by the invoice value in PLN. For EUR invoices PagoFix converts with the NBP average EUR rate of the last working day of the month before the due month (the rate art. 10 ust. 1a uses for the compensation itself) — conversion of the threshold is our assumption [J]."
          },
          "refs": {
            "interest": "Ustawa z 8.3.2013, art. 4 pkt 3 lit. b, art. 7, art. 11b (stopa referencyjna NBP + 10 p.p.)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (Polish rule art. 7 ust. 3, not opened)",
            "compensation": "Ustawa z 8.3.2013, art. 10 ust. 1 (40 / 70 / 100 EUR)"
          },
          "sources": [
            "https://api.sejm.gov.pl/eli/acts/DU/2023/1790/text.html",
            "https://api.sejm.gov.pl/eli/acts/MP/2025/1257/text.pdf",
            "https://api.sejm.gov.pl/eli/acts/MP/2026/642/text.pdf"
          ],
          "sourceNote": "Sejm ELI (official) opened 2026-10-31: consolidated text Dz.U. 2023 poz. 1790; amendment list shows no changes after Dz.U. 2023 poz. 852. Art. 4 pkt 3 lit. b (NBP ref. + 10 p.p.; + 8 p.p. for public health-care debtors), art. 10 ust. 1 (40/70/100 €), art. 10 ust. 1a, art. 11b confirmed. Cross-check with minister announcements: 14.00% for 1.1–30.6.2026 (M.P. 2025 poz. 1257) and 13.75% for 1.7–31.12.2026 (M.P. 2026 poz. 642) — same as PagoFix. Rules before 2020 not modelled.",
          "letterRefs": {
            "interest": {
              "en": "Article 7(1) in conjunction with Article 4(3)(b) of the Polish Act of 8 March 2013 on counteracting excessive delays in commercial transactions (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "de": "Art. 7 Abs. 1 in Verbindung mit Art. 4 Nr. 3 Buchst. b des polnischen Gesetzes vom 8. März 2013 zur Verhinderung übermäßiger Verzögerungen bei Handelsgeschäften (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "fr": "article 7, alinéa 1, combiné avec l’article 4, point 3, sous b), de la loi polonaise du 8 mars 2013 relative à la lutte contre les retards excessifs dans les transactions commerciales (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "es": "artículo 7, apartado 1, en relación con el artículo 4, punto 3, letra b), de la Ley polaca de 8 de marzo de 2013 sobre la prevención de retrasos excesivos en las operaciones comerciales (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "it": "art. 7, comma 1, in combinato disposto con l’art. 4, punto 3, lettera b), della legge polacca dell’8 marzo 2013 sul contrasto ai ritardi eccessivi nelle transazioni commerciali (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "nl": "artikel 7 lid 1 juncto artikel 4 punt 3 onder b van de Poolse wet van 8 maart 2013 ter bestrijding van buitensporige vertragingen bij handelstransacties (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych)",
              "pl": "art. 7 ust. 1 w związku z art. 4 pkt 3 lit. b ustawy z dnia 8 marca 2013 r. o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych",
              "et": "Poola 8. märtsi 2013. aasta äritehingutes ülemääraste viivituste vältimise seaduse (ustawa o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych) art 7 lg 1 ja art 4 p 3 alap b"
            },
            "compensation": {
              "en": "Article 10(1) of the Polish Act of 8 March 2013 on counteracting excessive delays in commercial transactions",
              "de": "Art. 10 Abs. 1 des polnischen Gesetzes vom 8. März 2013 zur Verhinderung übermäßiger Verzögerungen bei Handelsgeschäften",
              "fr": "article 10, alinéa 1, de la loi polonaise du 8 mars 2013 relative à la lutte contre les retards excessifs dans les transactions commerciales",
              "es": "artículo 10, apartado 1, de la Ley polaca de 8 de marzo de 2013 sobre la prevención de retrasos excesivos en las operaciones comerciales",
              "it": "art. 10, comma 1, della legge polacca dell’8 marzo 2013 sul contrasto ai ritardi eccessivi nelle transazioni commerciali",
              "nl": "artikel 10 lid 1 van de Poolse wet van 8 maart 2013 ter bestrijding van buitensporige vertragingen bij handelstransacties",
              "pl": "art. 10 ust. 1 ustawy z dnia 8 marca 2013 r. o przeciwdziałaniu nadmiernym opóźnieniom w transakcjach handlowych",
              "et": "Poola 8. märtsi 2013. aasta äritehingutes ülemääraste viivituste vältimise seaduse art 10 lg 1"
            }
          }
        }
      ]
    },
    "EE": {
      "name": "Estonia (Võlaõigusseadus)",
      "versions": [
        {
          "validFrom": "2013-04-15",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceRule": "VÕS § 94 lg 1 (pealkiri \"Intress võlasuhtes\"): EKP viimane põhiline refinantseerimisoperatsiooni määr enne 1. jaanuari ja 1. juulit, poolaasta kaupa.",
          "marginPp": 8,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "VÕS § 113 lg 1 ja § 94 lg 1 (EKP määr + 8% aastas)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (VÕS § 113 lg 2 / § 82¹ — not modelled in detail)",
            "compensation": "VÕS § 113¹ lg 1 (40 eurot)"
          },
          "sources": [
            "https://www.riigiteataja.ee/akt/VÕS"
          ],
          "sourceNote": "Riigi Teataja VÕS (current redaction RT I, 20.06.2026, 18) opened 2026-10-31: § 94 lg 1 = ECB MRO rate (last before 1.1/1.7), § 113 lg 1 = § 94 rate + 8% per year, § 113¹ lg 1 = 40 €, § 113¹ lg 4 not for consumer debtors. § 94 heading is \"Intress võlasuhtes\". H2 2026 = 10.40%.",
          "referenceCutoff": "before",
          "letterRefs": {
            "interest": {
              "en": "§§ 113(1) and 94(1) of the Estonian Law of Obligations Act (Võlaõigusseadus)",
              "de": "§ 113 Abs. 1 und § 94 Abs. 1 des estnischen Schuldrechtsgesetzes (Võlaõigusseadus)",
              "fr": "§§ 113, alinéa 1, et 94, alinéa 1, de la loi estonienne relative au droit des obligations (Võlaõigusseadus)",
              "es": "§§ 113, apartado 1, y 94, apartado 1, de la Ley estonia de Derecho de Obligaciones (Võlaõigusseadus)",
              "it": "§§ 113, comma 1, e 94, comma 1, della legge estone sulle obbligazioni (Võlaõigusseadus)",
              "nl": "§ 113 lid 1 en § 94 lid 1 van de Estse wet inzake het verbintenissenrecht (Võlaõigusseadus)",
              "pl": "§ 113 ust. 1 i § 94 ust. 1 estońskiej ustawy – Prawo zobowiązań (Võlaõigusseadus)",
              "et": "võlaõigusseaduse § 113 lg 1 ja § 94 lg 1"
            },
            "compensation": {
              "en": "§ 113¹(1) of the Estonian Law of Obligations Act (Võlaõigusseadus)",
              "de": "§ 113¹ Abs. 1 des estnischen Schuldrechtsgesetzes (Võlaõigusseadus)",
              "fr": "§ 113¹, alinéa 1, de la loi estonienne relative au droit des obligations (Võlaõigusseadus)",
              "es": "§ 113¹, apartado 1, de la Ley estonia de Derecho de Obligaciones (Võlaõigusseadus)",
              "it": "§ 113¹, comma 1, della legge estone sulle obbligazioni (Võlaõigusseadus)",
              "nl": "§ 113¹ lid 1 van de Estse wet inzake het verbintenissenrecht (Võlaõigusseadus)",
              "pl": "§ 113¹ ust. 1 estońskiej ustawy – Prawo zobowiązań (Võlaõigusseadus)",
              "et": "võlaõigusseaduse § 113¹ lg 1"
            }
          }
        }
      ]
    },
    "ES": {
      "name": "Spain (Ley 3/2004)",
      "versions": [
        {
          "validFrom": "2013-03-16",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceCutoff": "before",
          "referenceRule": "Ley 3/2004 art. 7.2: ECB rate of the most recent main refinancing operation carried out before the first calendar day of the half-year, + 8 pp; applies for that half-year.",
          "marginPp": 8,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "Ley 3/2004, art. 7.2 (BCE + 8 puntos)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (Ley 3/2004 art. 4 not modelled in detail)",
            "compensation": "Ley 3/2004, art. 8.1 (40 €)"
          },
          "sources": [
            "https://www.boe.es/buscar/act.php?id=BOE-A-2004-21830"
          ],
          "sourceNote": "BOE consolidated text (last update in force 28.07.2013) opened 2026-10-31: art. 7.2 = ECB + 8 pp per half-year, art. 8.1 = fixed 40 € added automatically. \"Per invoice\" is case law, not the article text, so it is not stated here.",
          "letterRefs": {
            "interest": {
              "en": "Article 7(2) of the Spanish Law 3/2004 of 29 December 2004 on combating late payment in commercial transactions (Ley 3/2004)",
              "de": "Art. 7 Abs. 2 des spanischen Gesetzes 3/2004 vom 29. Dezember 2004 zur Bekämpfung von Zahlungsverzug im Geschäftsverkehr (Ley 3/2004)",
              "fr": "article 7, alinéa 2, de la loi espagnole 3/2004 du 29 décembre 2004 relative à la lutte contre les retards de paiement dans les transactions commerciales (Ley 3/2004)",
              "es": "artículo 7.2 de la Ley 3/2004, de 29 de diciembre, por la que se establecen medidas de lucha contra la morosidad en las operaciones comerciales",
              "it": "art. 7, comma 2, della legge spagnola n. 3/2004 del 29 dicembre 2004 in materia di lotta contro i ritardi di pagamento nelle transazioni commerciali (Ley 3/2004)",
              "nl": "artikel 7 lid 2 van de Spaanse wet nr. 3/2004 van 29 december 2004 ter bestrijding van betalingsachterstand bij handelstransacties (Ley 3/2004)",
              "pl": "art. 7 ust. 2 hiszpańskiej ustawy nr 3/2004 z dnia 29 grudnia 2004 r. w sprawie zwalczania opóźnień w płatnościach w transakcjach handlowych (Ley 3/2004)",
              "et": "Hispaania 29. detsembri 2004. aasta seaduse nr 3/2004 äritehingutes hilinenud maksmisega võitlemise meetmete kohta (Ley 3/2004) art 7 lg 2"
            },
            "compensation": {
              "en": "Article 8(1) of the Spanish Law 3/2004 (Ley 3/2004)",
              "de": "Art. 8 Abs. 1 des spanischen Gesetzes 3/2004 (Ley 3/2004)",
              "fr": "article 8, alinéa 1, de la loi espagnole 3/2004 (Ley 3/2004)",
              "es": "artículo 8.1 de la Ley 3/2004, de 29 de diciembre",
              "it": "art. 8, comma 1, della legge spagnola n. 3/2004 (Ley 3/2004)",
              "nl": "artikel 8 lid 1 van de Spaanse wet nr. 3/2004 (Ley 3/2004)",
              "pl": "art. 8 ust. 1 hiszpańskiej ustawy nr 3/2004 (Ley 3/2004)",
              "et": "Hispaania seaduse nr 3/2004 (Ley 3/2004) art 8 lg 1"
            }
          }
        }
      ]
    },
    "IT": {
      "name": "Italy (D.Lgs. 231/2002)",
      "versions": [
        {
          "validFrom": "2013-03-16",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceRule": "D.Lgs. 231/2002 art. 2(1)(e)-(f), art. 5(2): ECB rate of the most recent main refinancing operation, the rate in force on 1 January for H1 and on 1 July for H2, + 8 pp; simple daily interest.",
          "marginPp": 8,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "D.Lgs. 231/2002, art. 2 c. 1 lett. e)-f) e art. 5 c. 2 (BCE + 8 punti)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (D.Lgs. 231/2002 art. 4 not modelled in detail)",
            "compensation": "D.Lgs. 231/2002, art. 6 c. 2 (40 €)"
          },
          "sources": [
            "https://www.normattiva.it/uri-res/N2Ls?urn:nir:stato:decreto.legislativo:2002-10-09;231~art2",
            "https://www.normattiva.it/uri-res/N2Ls?urn:nir:stato:decreto.legislativo:2002-10-09;231~art5",
            "https://www.normattiva.it/uri-res/N2Ls?urn:nir:stato:decreto.legislativo:2002-10-09;231~art6"
          ],
          "sourceNote": "Normattiva (official) opened 2026-10-31. Current wording applies to transactions concluded from 1.1.2013 (D.Lgs. 192/2012 art. 3). 40 € is due without a formal reminder (art. 6 c. 2).",
          "letterRefs": {
            "interest": {
              "en": "Article 2(1)(e) and (f) and Article 5(2) of Italian Legislative Decree No 231 of 9 October 2002 (decreto legislativo n. 231/2002)",
              "de": "Art. 2 Abs. 1 Buchst. e und f sowie Art. 5 Abs. 2 des italienischen gesetzesvertretenden Dekrets Nr. 231 vom 9. Oktober 2002 (decreto legislativo n. 231/2002)",
              "fr": "articles 2, alinéa 1, points e) et f), et 5, alinéa 2, du décret législatif italien n° 231 du 9 octobre 2002 (decreto legislativo n. 231/2002)",
              "es": "artículos 2, apartado 1, letras e) y f), y 5, apartado 2, del Decreto Legislativo italiano n.º 231, de 9 de octubre de 2002 (decreto legislativo n. 231/2002)",
              "it": "artt. 2, comma 1, lettere e) e f), e 5, comma 2, del d.lgs. 9 ottobre 2002, n. 231",
              "nl": "artikel 2 lid 1 onder e en f en artikel 5 lid 2 van het Italiaanse wetsdecreet nr. 231 van 9 oktober 2002 (decreto legislativo n. 231/2002)",
              "pl": "art. 2 ust. 1 lit. e i f oraz art. 5 ust. 2 włoskiego dekretu legislacyjnego nr 231 z dnia 9 października 2002 r. (decreto legislativo n. 231/2002)",
              "et": "Itaalia 9. oktoobri 2002. aasta seadusandliku dekreedi nr 231 (decreto legislativo n. 231/2002) art 2 lg 1 punktide e ja f ning art 5 lg 2"
            },
            "compensation": {
              "en": "Article 6(2) of Italian Legislative Decree No 231 of 9 October 2002 (decreto legislativo n. 231/2002)",
              "de": "Art. 6 Abs. 2 des italienischen gesetzesvertretenden Dekrets Nr. 231 vom 9. Oktober 2002 (decreto legislativo n. 231/2002)",
              "fr": "article 6, alinéa 2, du décret législatif italien n° 231 du 9 octobre 2002 (decreto legislativo n. 231/2002)",
              "es": "artículo 6, apartado 2, del Decreto Legislativo italiano n.º 231, de 9 de octubre de 2002 (decreto legislativo n. 231/2002)",
              "it": "art. 6, comma 2, del d.lgs. 9 ottobre 2002, n. 231",
              "nl": "artikel 6 lid 2 van het Italiaanse wetsdecreet nr. 231 van 9 oktober 2002 (decreto legislativo n. 231/2002)",
              "pl": "art. 6 ust. 2 włoskiego dekretu legislacyjnego nr 231 z dnia 9 października 2002 r. (decreto legislativo n. 231/2002)",
              "et": "Itaalia 9. oktoobri 2002. aasta seadusandliku dekreedi nr 231 (decreto legislativo n. 231/2002) art 6 lg 2"
            }
          }
        }
      ]
    },
    "NL": {
      "name": "Netherlands (wettelijke handelsrente)",
      "versions": [
        {
          "validFrom": "2013-03-16",
          "validTo": null,
          "status": "verified",
          "reference": "ECB_MRO",
          "referenceCutoff": "before",
          "compoundAnnually": true,
          "referenceRule": "BW 6:120 lid 2: ECB rate of the most recent main refinancing operation carried out before the first calendar day of the half-year, + 8 pp. BW 6:119a lid 3: after each year the year's interest is added to the amount (annual compounding).",
          "marginPp": 8,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "art. 6:119a lid 1 en art. 6:120 lid 2 BW (ECB + 8 procentpunten)",
            "compounding": "art. 6:119a lid 3 BW (rente op rente per jaar)",
            "noDueDate": "art. 6:119a lid 2 BW (30 dagen na ontvangst factuur)",
            "compensation": "art. 6:96 lid 4 BW (ten minste 40 €, zonder aanmaning)"
          },
          "sources": [
            "https://wetten.overheid.nl/BWBR0005289/"
          ],
          "sourceNote": "wetten.overheid.nl, Burgerlijk Wetboek Boek 6 (version in force from 16.07.2026) opened 2026-10-31. Corrections vs. analysis: (1) interest compounds yearly (6:119a lid 3) — now calculated; (2) B2B 40 € is a statutory minimum due from the day after the due date without reminder (6:96 lid 4), not \"by agreement\".",
          "letterRefs": {
            "interest": {
              "en": "Articles 6:119a(1) and 6:120(2) of the Dutch Civil Code (Burgerlijk Wetboek, BW)",
              "de": "Art. 6:119a Abs. 1 und Art. 6:120 Abs. 2 des niederländischen Bürgerlichen Gesetzbuchs (Burgerlijk Wetboek, BW)",
              "fr": "articles 6:119a, alinéa 1, et 6:120, alinéa 2, du Code civil néerlandais (Burgerlijk Wetboek, BW)",
              "es": "artículos 6:119a, apartado 1, y 6:120, apartado 2, del Código Civil neerlandés (Burgerlijk Wetboek, BW)",
              "it": "artt. 6:119a, comma 1, e 6:120, comma 2, del Codice civile olandese (Burgerlijk Wetboek, BW)",
              "nl": "artikel 6:119a lid 1 en artikel 6:120 lid 2 BW",
              "pl": "art. 6:119a ust. 1 i art. 6:120 ust. 2 holenderskiego kodeksu cywilnego (Burgerlijk Wetboek, BW)",
              "et": "Madalmaade tsiviilseadustiku (Burgerlijk Wetboek, BW) art 6:119a lg 1 ja art 6:120 lg 2"
            },
            "compensation": {
              "en": "Article 6:96(4) of the Dutch Civil Code (Burgerlijk Wetboek, BW)",
              "de": "Art. 6:96 Abs. 4 des niederländischen Bürgerlichen Gesetzbuchs (Burgerlijk Wetboek, BW)",
              "fr": "article 6:96, alinéa 4, du Code civil néerlandais (Burgerlijk Wetboek, BW)",
              "es": "artículo 6:96, apartado 4, del Código Civil neerlandés (Burgerlijk Wetboek, BW)",
              "it": "art. 6:96, comma 4, del Codice civile olandese (Burgerlijk Wetboek, BW)",
              "nl": "artikel 6:96 lid 4 BW",
              "pl": "art. 6:96 ust. 4 holenderskiego kodeksu cywilnego (Burgerlijk Wetboek, BW)",
              "et": "Madalmaade tsiviilseadustiku (Burgerlijk Wetboek, BW) art 6:96 lg 4"
            }
          }
        }
      ]
    },
    "AT": {
      "name": "Austria (UGB)",
      "versions": [
        {
          "validFrom": "2013-03-16",
          "validTo": null,
          "status": "verified",
          "reference": "AT_BASISZINSSATZ",
          "referenceRule": "UGB § 456: 9.2 pp above the Austrian Basiszinssatz; the Basiszinssatz on the first calendar day of the half-year applies for that half-year.",
          "marginPp": 9.2,
          "compensation": {
            "type": "fixed",
            "eur": 40
          },
          "refs": {
            "interest": "UGB § 456 (Basiszinssatz + 9,2 Prozentpunkte)",
            "noDueDate": "Directive 2011/7/EU, art. 3(3)(b) (UGB § 455 not modelled in detail)",
            "compensation": "UGB § 458 (40 € Pauschalbetrag)"
          },
          "sources": [
            "https://www.ris.bka.gv.at/eli/drgbl/1897/219/P456/NOR40148644",
            "https://www.ris.bka.gv.at/eli/drgbl/1897/219/P458/NOR40148646"
          ],
          "sourceNote": "RIS (official) opened 2026-10-31: § 456 in force since 16.03.2013 (BGBl. I Nr. 50/2013). CORRECTION: the analysis/EU minimum (ECB + 8) was wrong for Austria; the rule is Basiszinssatz + 9.2 pp (H2 2026: 1.53 + 9.2 = 10.73%).",
          "letterRefs": {
            "interest": {
              "en": "section 456 of the Austrian Commercial Code (Unternehmensgesetzbuch, UGB)",
              "de": "§ 456 des österreichischen Unternehmensgesetzbuchs (UGB)",
              "fr": "§ 456 du Code des entreprises autrichien (Unternehmensgesetzbuch, UGB)",
              "es": "§ 456 del Código de Comercio austriaco (Unternehmensgesetzbuch, UGB)",
              "it": "§ 456 del Codice delle imprese austriaco (Unternehmensgesetzbuch, UGB)",
              "nl": "§ 456 van het Oostenrijkse Wetboek van ondernemingen (Unternehmensgesetzbuch, UGB)",
              "pl": "§ 456 austriackiego kodeksu przedsiębiorstw (Unternehmensgesetzbuch, UGB)",
              "et": "Austria äriseadustiku (Unternehmensgesetzbuch, UGB) § 456"
            },
            "compensation": {
              "en": "section 458 of the Austrian Commercial Code (UGB)",
              "de": "§ 458 des österreichischen Unternehmensgesetzbuchs (UGB)",
              "fr": "§ 458 du Code des entreprises autrichien (UGB)",
              "es": "§ 458 del Código de Comercio austriaco (UGB)",
              "it": "§ 458 del Codice delle imprese austriaco (UGB)",
              "nl": "§ 458 van het Oostenrijkse Wetboek van ondernemingen (UGB)",
              "pl": "§ 458 austriackiego kodeksu przedsiębiorstw (UGB)",
              "et": "Austria äriseadustiku (UGB) § 458"
            }
          }
        }
      ]
    }
  },
  "countries": {
    "AT": {
      "name": "Austria",
      "law": "AT",
      "lang": "de"
    },
    "BE": {
      "name": "Belgium",
      "law": "EU_MIN",
      "lang": "nl"
    },
    "BG": {
      "name": "Bulgaria",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true
    },
    "HR": {
      "name": "Croatia",
      "law": "EU_MIN",
      "lang": "en"
    },
    "CY": {
      "name": "Cyprus",
      "law": "EU_MIN",
      "lang": "en"
    },
    "CZ": {
      "name": "Czechia",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true
    },
    "DK": {
      "name": "Denmark",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true,
      "noEop": true
    },
    "EE": {
      "name": "Estonia",
      "law": "EE",
      "lang": "et"
    },
    "FI": {
      "name": "Finland",
      "law": "EU_MIN",
      "lang": "en"
    },
    "FR": {
      "name": "France",
      "law": "FR",
      "lang": "fr"
    },
    "DE": {
      "name": "Germany",
      "law": "DE",
      "lang": "de"
    },
    "GR": {
      "name": "Greece",
      "law": "EU_MIN",
      "lang": "en"
    },
    "HU": {
      "name": "Hungary",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true
    },
    "IE": {
      "name": "Ireland",
      "law": "EU_MIN",
      "lang": "en"
    },
    "IT": {
      "name": "Italy",
      "law": "IT",
      "lang": "it"
    },
    "LV": {
      "name": "Latvia",
      "law": "EU_MIN",
      "lang": "en"
    },
    "LT": {
      "name": "Lithuania",
      "law": "EU_MIN",
      "lang": "en"
    },
    "LU": {
      "name": "Luxembourg",
      "law": "EU_MIN",
      "lang": "fr"
    },
    "MT": {
      "name": "Malta",
      "law": "EU_MIN",
      "lang": "en"
    },
    "NL": {
      "name": "Netherlands",
      "law": "NL",
      "lang": "nl"
    },
    "PL": {
      "name": "Poland",
      "law": "PL",
      "lang": "pl",
      "nonEuro": true
    },
    "PT": {
      "name": "Portugal",
      "law": "EU_MIN",
      "lang": "en"
    },
    "RO": {
      "name": "Romania",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true
    },
    "SK": {
      "name": "Slovakia",
      "law": "EU_MIN",
      "lang": "en"
    },
    "SI": {
      "name": "Slovenia",
      "law": "EU_MIN",
      "lang": "en"
    },
    "ES": {
      "name": "Spain",
      "law": "ES",
      "lang": "es"
    },
    "SE": {
      "name": "Sweden",
      "law": "EU_MIN",
      "lang": "en",
      "nonEuro": true
    }
  },
  "countriesNote": "Countries mapped to EU_MIN have no national row yet: PagoFix shows the directive minimum and says national law was not checked. For non-euro countries the directive uses the national central bank rate (art. 2(7)); not modelled — shown as needs_input warning.",
  "eop": {
    "regulation": "Regulation (EC) No 1896/2006",
    "formSource": "Form A as in Annex I, Commission Delegated Regulation (EU) 2017/1260 (opened on EUR-Lex 2026-10-31)",
    "onlineForms": "https://online-forms.e-justice.europa.eu/online-forms/european-payment-order-forms_en",
    "excludedCountries": [
      "DK"
    ],
    "courts": {
      "DE": {
        "court": "Amtsgericht Berlin-Wedding",
        "note": "Sole competent court for European orders for payment in Germany.",
        "status": "verified_in_analysis",
        "source": "Analysis 3.2 [K18a]",
        "note_et": "Saksamaal ainus kohus, kes menetleb Euroopa maksekäsu avaldusi.",
        "note_de": "Für Europäische Zahlungsbefehle in Deutschland ausschließlich zuständiges Gericht.",
        "note_fr": "Seule juridiction compétente en Allemagne pour les injonctions de payer européennes.",
        "note_es": "Único órgano jurisdiccional competente en Alemania para el requerimiento europeo de pago.",
        "note_it": "Unico giudice competente in Germania per le ingiunzioni di pagamento europee.",
        "note_nl": "Enig bevoegd gerecht in Duitsland voor Europese betalingsbevelen.",
        "note_pl": "Jedyny sąd właściwy w Niemczech w sprawach europejskiego nakazu zapłaty."
      },
      "NL": {
        "court": "Rechtbank Den Haag",
        "note": "Sole competent court; Dutch language only.",
        "status": "verified_in_analysis",
        "source": "Analysis 3.2 [K18d]",
        "note_et": "Ainus pädev kohus. Menetlus käib ainult hollandi keeles.",
        "note_de": "Einziges zuständiges Gericht; das Verfahren läuft nur auf Niederländisch.",
        "note_fr": "Seule juridiction compétente ; la procédure se déroule uniquement en néerlandais.",
        "note_es": "Único órgano jurisdiccional competente; el proceso se tramita solo en neerlandés.",
        "note_it": "Unico giudice competente; il procedimento si svolge solo in neerlandese.",
        "note_nl": "Enig bevoegd gerecht; de procedure is alleen in het Nederlands.",
        "note_pl": "Jedyny właściwy sąd; postępowanie toczy się wyłącznie w języku niderlandzkim."
      }
    },
    "fees": {
      "DE": {
        "text": "0.5 fee under GKG: claim 1,000 € → 38 €; 10,000 € → 141.50 €; 100,000 € → 599 € (table 24.07.2026)",
        "text_et": "Pool lõivumäära kohtukulude seaduse (GKG) järgi: nõue 1000 € → 38 €; 10 000 € → 141,50 €; 100 000 € → 599 € (tabel 24.07.2026)",
        "text_de": "0,5-fache Gebühr nach GKG: Forderung 1.000 € → 38 €; 10.000 € → 141,50 €; 100.000 € → 599 € (Tabelle vom 24.07.2026)",
        "text_fr": "Demi-taxe selon la loi allemande sur les frais de justice (GKG) : créance de 1 000 € → 38 € ; 10 000 € → 141,50 € ; 100 000 € → 599 € (barème du 24 juillet 2026)",
        "text_es": "Media tasa según la ley alemana de costas judiciales (GKG): reclamación de 1000 € → 38 €; 10 000 € → 141,50 €; 100 000 € → 599 € (tabla del 24 de julio de 2026)",
        "text_it": "Mezza tariffa secondo la legge tedesca sulle spese di giustizia (GKG): credito di 1.000 € → 38 €; 10.000 € → 141,50 €; 100.000 € → 599 € (tabella del 24 luglio 2026)",
        "text_nl": "Half tarief volgens de Duitse wet op de gerechtskosten (GKG): vordering van € 1.000 → € 38; € 10.000 → € 141,50; € 100.000 → € 599 (tabel van 24 juli 2026)",
        "text_pl": "Połowa opłaty według niemieckiej ustawy o kosztach sądowych (GKG): roszczenie 1000 euro → 38 euro; 10 000 euro → 141,50 euro; 100 000 euro → 599 euro (tabela z 24 lipca 2026 r.)",
        "points": [
          [
            1000,
            38
          ],
          [
            10000,
            141.5
          ],
          [
            100000,
            599
          ]
        ],
        "status": "verified_in_analysis",
        "source": "e-Justice [K18a]"
      },
      "ES": {
        "text": "100 € + 0.5% of the amount for a legal person; 9,000 € claim → 145 €",
        "text_et": "Juriidilisele isikule 100 € + 0,5% nõude summast; 9000-eurose nõude korral 145 €",
        "text_de": "Für juristische Personen 100 € + 0,5 % der Forderung; bei einer Forderung von 9.000 € also 145 €",
        "text_fr": "Personne morale : 100 € + 0,5 % du montant de la créance ; pour une créance de 9 000 €, 145 €",
        "text_es": "Persona jurídica: 100 € más el 0,5 % de la cuantía; para una reclamación de 9000 €, 145 €",
        "text_it": "Persona giuridica: 100 € più lo 0,5% dell’importo; per un credito di 9.000 € quindi 145 €",
        "text_nl": "Rechtspersoon: € 100 plus 0,5% van het bedrag; bij een vordering van € 9.000 dus € 145",
        "text_pl": "Osoba prawna: 100 euro plus 0,5% kwoty roszczenia; przy roszczeniu 9000 euro – 145 euro",
        "status": "verified_in_analysis",
        "source": "e-Justice [K18b]"
      },
      "IT": {
        "text": "Contributo unificato (art. 13 DPR 115/2002), halved as for a decreto ingiuntivo (art. 13(3)): up to 1,100 € → 21.50 €; 1,100–5,200 € → 49 €; 5,200–26,000 € → 118.50 €; 26,000–52,000 € → 259 €; 52,000–260,000 € → 379.50 €; 260,000–520,000 € → 607 €; over 520,000 € → 843 €; plus a flat 27 € (art. 30). Increased by half if the application does not state the applicant's codice fiscale (art. 13(3-bis)).",
        "text_et": "Contributo unificato (DPR 115/2002 art 13), mis on Itaalia maksekäsu (decreto ingiuntivo) eeskujul poole väiksem (art 13 lg 3): kuni 1100 € → 21,50 €; 1100–5200 € → 49 €; 5200–26 000 € → 118,50 €; 26 000–52 000 € → 259 €; 52 000–260 000 € → 379,50 €; 260 000–520 000 € → 607 €; üle 520 000 € → 843 €; lisaks kindel 27 € (art 30). Kui avalduses ei ole avaldaja Itaalia maksukoodi (codice fiscale), suureneb lõiv poole võrra (art 13 lg 3-bis).",
        "text_de": "Contributo unificato (Art. 13 DPR 115/2002), wie beim decreto ingiuntivo halbiert (Art. 13 Abs. 3): bis 1.100 € → 21,50 €; 1.100–5.200 € → 49 €; 5.200–26.000 € → 118,50 €; 26.000–52.000 € → 259 €; 52.000–260.000 € → 379,50 €; 260.000–520.000 € → 607 €; über 520.000 € → 843 €; zuzüglich pauschal 27 € (Art. 30). Fehlt im Antrag der codice fiscale des Antragstellers, erhöht sich der Betrag um die Hälfte (Art. 13 Abs. 3-bis).",
        "text_fr": "Contributo unificato (art. 13 DPR 115/2002), réduit de moitié comme pour un decreto ingiuntivo (art. 13, al. 3) : jusqu’à 1 100 € → 21,50 € ; 1 100–5 200 € → 49 € ; 5 200–26 000 € → 118,50 € ; 26 000–52 000 € → 259 € ; 52 000–260 000 € → 379,50 € ; 260 000–520 000 € → 607 € ; au-delà de 520 000 € → 843 € ; plus un forfait de 27 € (art. 30). Majoré de moitié si la demande n’indique pas le codice fiscale du demandeur (art. 13, al. 3-bis).",
        "text_es": "Contributo unificato (art. 13 DPR 115/2002), reducido a la mitad como en el decreto ingiuntivo (art. 13, apdo. 3): hasta 1100 € → 21,50 €; 1100-5200 € → 49 €; 5200-26 000 € → 118,50 €; 26 000-52 000 € → 259 €; 52 000-260 000 € → 379,50 €; 260 000-520 000 € → 607 €; más de 520 000 € → 843 €; más un fijo de 27 € (art. 30). Se incrementa en la mitad si la petición no indica el codice fiscale del demandante (art. 13, apdo. 3 bis).",
        "text_it": "Contributo unificato (art. 13 DPR 115/2002), ridotto alla metà come per il decreto ingiuntivo (art. 13, comma 3): fino a 1.100 € → 21,50 €; 1.100–5.200 € → 49 €; 5.200–26.000 € → 118,50 €; 26.000–52.000 € → 259 €; 52.000–260.000 € → 379,50 €; 260.000–520.000 € → 607 €; oltre 520.000 € → 843 €; più l’anticipazione forfettaria di 27 € (art. 30). Aumentato della metà se la domanda non indica il codice fiscale del ricorrente (art. 13, comma 3-bis).",
        "text_nl": "Contributo unificato (art. 13 DPR 115/2002), gehalveerd zoals bij een decreto ingiuntivo (art. 13, lid 3): tot € 1.100 → € 21,50; € 1.100–5.200 → € 49; € 5.200–26.000 → € 118,50; € 26.000–52.000 → € 259; € 52.000–260.000 → € 379,50; € 260.000–520.000 → € 607; boven € 520.000 → € 843; plus een vast bedrag van € 27 (art. 30). Verhoogd met de helft als het verzoek de codice fiscale van de eiser niet vermeldt (art. 13, lid 3-bis).",
        "text_pl": "Contributo unificato (art. 13 DPR 115/2002), obniżony o połowę jak przy decreto ingiuntivo (art. 13 ust. 3): do 1100 euro → 21,50 euro; 1100–5200 euro → 49 euro; 5200–26 000 euro → 118,50 euro; 26 000–52 000 euro → 259 euro; 52 000–260 000 euro → 379,50 euro; 260 000–520 000 euro → 607 euro; powyżej 520 000 euro → 843 euro; do tego ryczałt 27 euro (art. 30). Podwyższony o połowę, jeśli pozew nie zawiera numeru codice fiscale powoda (art. 13 ust. 3-bis).",
        "status": "verified",
        "source": "Normattiva, DPR 30.05.2002 n. 115 art. 13(1), (3), (3-bis) (text in force from 1.1.2025): https://www.normattiva.it/uri-res/N2Ls?urn:nir:stato:decreto.del.presidente.della.repubblica:2002-05-30;115~art13 and art. 30: https://www.normattiva.it/uri-res/N2Ls?urn:nir:stato:decreto.del.presidente.della.repubblica:2002-05-30;115~art30 ; Ministero della Giustizia, Nota 1° settembre 2010 (art. 13(3) applies to the EOP as to the decreto ingiuntivo; partial exemption of L. 374/1991 art. 46 for Giudice di pace cases): https://www.giustizia.it/giustizia/it/mg_1_8_1.page?contentId=SDC391384 ; https://e-justice.europa.eu/topics/money-monetary-claims/court-fees-concerning-european-payment-order-procedure/it_en (updated 28.01.2025). All opened 2026-10-31."
      },
      "NL": {
        "text": "Legal person (2026 tariffs): up to 500 € → 139 €; 500–1,500 € → 350 €; 1,500–2,500 € → 397 €; 2,500–5,000 € → 529 €; 5,000–12,500 € → 559 €; 12,500–25,000 € → 1,504 €; 25,000–100,000 € → 3,083 €; 100,000–1,000,000 € → 7,062 €; over 1,000,000 € → 10,487 €",
        "text_et": "Juriidilisele isikule (2026. aasta tariifid): kuni 500 € → 139 €; 500–1500 € → 350 €; 1500–2500 € → 397 €; 2500–5000 € → 529 €; 5000–12 500 € → 559 €; 12 500–25 000 € → 1504 €; 25 000–100 000 € → 3083 €; 100 000–1 000 000 € → 7062 €; üle 1 000 000 € → 10 487 €",
        "text_de": "Juristische Personen (Tarife 2026): bis 500 € → 139 €; 500–1.500 € → 350 €; 1.500–2.500 € → 397 €; 2.500–5.000 € → 529 €; 5.000–12.500 € → 559 €; 12.500–25.000 € → 1.504 €; 25.000–100.000 € → 3.083 €; 100.000–1.000.000 € → 7.062 €; über 1.000.000 € → 10.487 €",
        "text_fr": "Personne morale (tarifs 2026) : jusqu’à 500 € → 139 € ; 500–1 500 € → 350 € ; 1 500–2 500 € → 397 € ; 2 500–5 000 € → 529 € ; 5 000–12 500 € → 559 € ; 12 500–25 000 € → 1 504 € ; 25 000–100 000 € → 3 083 € ; 100 000–1 000 000 € → 7 062 € ; au-delà de 1 000 000 € → 10 487 €",
        "text_es": "Persona jurídica (tarifas de 2026): hasta 500 € → 139 €; 500-1500 € → 350 €; 1500-2500 € → 397 €; 2500-5000 € → 529 €; 5000-12 500 € → 559 €; 12 500-25 000 € → 1504 €; 25 000-100 000 € → 3083 €; 100 000-1 000 000 € → 7062 €; más de 1 000 000 € → 10 487 €",
        "text_it": "Persona giuridica (tariffe 2026): fino a 500 € → 139 €; 500–1.500 € → 350 €; 1.500–2.500 € → 397 €; 2.500–5.000 € → 529 €; 5.000–12.500 € → 559 €; 12.500–25.000 € → 1.504 €; 25.000–100.000 € → 3.083 €; 100.000–1.000.000 € → 7.062 €; oltre 1.000.000 € → 10.487 €",
        "text_nl": "Rechtspersoon (tarieven 2026): tot € 500 → € 139; € 500–1.500 → € 350; € 1.500–2.500 → € 397; € 2.500–5.000 → € 529; € 5.000–12.500 → € 559; € 12.500–25.000 → € 1.504; € 25.000–100.000 → € 3.083; € 100.000–1.000.000 → € 7.062; boven € 1.000.000 → € 10.487",
        "text_pl": "Osoba prawna (stawki na 2026 r.): do 500 euro → 139 euro; 500–1500 euro → 350 euro; 1500–2500 euro → 397 euro; 2500–5000 euro → 529 euro; 5000–12 500 euro → 559 euro; 12 500–25 000 euro → 1504 euro; 25 000–100 000 euro → 3083 euro; 100 000–1 000 000 euro → 7062 euro; powyżej 1 000 000 euro → 10 487 euro",
        "status": "verified",
        "source": "https://e-justice.europa.eu/topics/money-debt-claims/european-payment-order/nl_nl (Dutch page, updated 16.01.2026; the English page still shows 2024), opened 2026-10-31"
      },
      "PL": {
        "text": "Up to 500 PLN → 30 PLN; up to 1,500 PLN → 100 PLN; up to 4,000 PLN → 200 PLN; … up to 20,000 PLN → 1,000 PLN; above that 5%",
        "text_et": "Kuni 500 PLN → 30 PLN; kuni 1500 PLN → 100 PLN; kuni 4000 PLN → 200 PLN; … kuni 20 000 PLN → 1000 PLN; suurema nõude korral 5%",
        "text_de": "Bis 500 PLN → 30 PLN; bis 1.500 PLN → 100 PLN; bis 4.000 PLN → 200 PLN; … bis 20.000 PLN → 1.000 PLN; darüber 5 %",
        "text_fr": "Jusqu’à 500 PLN → 30 PLN ; jusqu’à 1 500 PLN → 100 PLN ; jusqu’à 4 000 PLN → 200 PLN ; … jusqu’à 20 000 PLN → 1 000 PLN ; au-delà, 5 %",
        "text_es": "Hasta 500 PLN → 30 PLN; hasta 1500 PLN → 100 PLN; hasta 4000 PLN → 200 PLN; … hasta 20 000 PLN → 1000 PLN; a partir de ahí, el 5 %",
        "text_it": "Fino a 500 PLN → 30 PLN; fino a 1.500 PLN → 100 PLN; fino a 4.000 PLN → 200 PLN; … fino a 20.000 PLN → 1.000 PLN; oltre, il 5%",
        "text_nl": "Tot 500 PLN → 30 PLN; tot 1.500 PLN → 100 PLN; tot 4.000 PLN → 200 PLN; … tot 20.000 PLN → 1.000 PLN; daarboven 5%",
        "text_pl": "Do 500 zł → 30 zł; do 1500 zł → 100 zł; do 4000 zł → 200 zł; … do 20 000 zł → 1000 zł; powyżej 5% wartości przedmiotu sporu",
        "status": "verified_in_analysis",
        "source": "e-Justice [K18e]"
      },
      "EE": {
        "text": "3% of the claim, at least 65 €; service of documents 40–70 € (2022 data)",
        "text_et": "3% nõude summast, vähemalt 65 €; dokumentide kättetoimetamine 40–70 € (2022. aasta andmed)",
        "text_de": "3 % der Forderung, mindestens 65 €; Zustellung 40–70 € (Daten von 2022)",
        "text_fr": "3 % de la créance, au minimum 65 € ; signification des actes 40–70 € (données de 2022)",
        "text_es": "El 3 % de la cuantía, como mínimo 65 €; notificación de documentos, 40-70 € (datos de 2022)",
        "text_it": "3% del credito, minimo 65 €; notificazione degli atti 40–70 € (dati 2022)",
        "text_nl": "3% van de vordering, minimaal € 65; betekening van stukken € 40–70 (gegevens 2022)",
        "text_pl": "3% wartości roszczenia, co najmniej 65 euro; doręczenie dokumentów 40–70 euro (dane z 2022 r.)",
        "status": "verified_dated",
        "source": "https://e-justice.europa.eu/topics/money-debt-claims/european-payment-order/ee_et — opened 2026-10-31; page last updated 16.05.2022, so current amounts may differ (Riigilõivuseadus not opened)"
      },
      "AT": {
        "text": "Same flat fee as a lawsuit (GGG Tariff I TP 1, amounts from 1.8.2026): up to 150 € → 33 €; 150–300 € → 62 €; 300–700 € → 89 €; 700–2,000 € → 148 €; 2,000–3,500 € → 237 €; 3,500–7,000 € → 436 €; 7,000–35,000 € → 1,030 €; 35,000–70,000 € → 2,023 €; 70,000–140,000 € → 4,048 €; 140,000–210,000 € → 6,074 €; 210,000–280,000 € → 8,098 €; 280,000–350,000 € → 10,123 €; over 350,000 € → 1.2% of the claim + 7,908 €. Reduced to a quarter if the application is withdrawn before service; surcharge for several claimants (§ 19a GGG). The e-Justice page still shows the 2021 table.",
        "text_et": "Sama kindlasummaline lõiv nagu hagi puhul (GGG tariif I TP 1, summad alates 01.08.2026): kuni 150 € → 33 €; 150–300 € → 62 €; 300–700 € → 89 €; 700–2000 € → 148 €; 2000–3500 € → 237 €; 3500–7000 € → 436 €; 7000–35 000 € → 1030 €; 35 000–70 000 € → 2023 €; 70 000–140 000 € → 4048 €; 140 000–210 000 € → 6074 €; 210 000–280 000 € → 8098 €; 280 000–350 000 € → 10 123 €; üle 350 000 € → 1,2% nõudest + 7908 €. Kui avaldus võetakse tagasi enne vastaspoolele kättetoimetamist, väheneb lõiv neljandikuni; mitme avaldaja korral lisandub juurdemakse (GGG § 19a). E-Justice'i lehel on endiselt 2021. aasta tabel.",
        "text_de": "Gleiche Pauschalgebühr wie für eine Klage (GGG Tarif I TP 1, Beträge ab 1.8.2026): bis 150 € → 33 €; 150–300 € → 62 €; 300–700 € → 89 €; 700–2.000 € → 148 €; 2.000–3.500 € → 237 €; 3.500–7.000 € → 436 €; 7.000–35.000 € → 1.030 €; 35.000–70.000 € → 2.023 €; 70.000–140.000 € → 4.048 €; 140.000–210.000 € → 6.074 €; 210.000–280.000 € → 8.098 €; 280.000–350.000 € → 10.123 €; über 350.000 € → 1,2 % des Streitwerts zuzüglich 7.908 €. Wird der Antrag vor der Zustellung zurückgezogen, ermäßigt sich die Gebühr auf ein Viertel; bei mehreren Antragstellern fällt ein Streitgenossenzuschlag an (§ 19a GGG). Die e-Justice-Seite zeigt noch die Tabelle von 2021.",
        "text_fr": "Même droit forfaitaire que pour une action en justice (GGG, tarif I, TP 1, montants depuis le 1er août 2026) : jusqu’à 150 € → 33 € ; 150–300 € → 62 € ; 300–700 € → 89 € ; 700–2 000 € → 148 € ; 2 000–3 500 € → 237 € ; 3 500–7 000 € → 436 € ; 7 000–35 000 € → 1 030 € ; 35 000–70 000 € → 2 023 € ; 70 000–140 000 € → 4 048 € ; 140 000–210 000 € → 6 074 € ; 210 000–280 000 € → 8 098 € ; 280 000–350 000 € → 10 123 € ; au-delà de 350 000 € → 1,2 % de la créance + 7 908 €. Réduit au quart si la demande est retirée avant la signification ; majoration en cas de pluralité de demandeurs (§ 19a GGG). La page e-Justice affiche encore le barème de 2021.",
        "text_es": "La misma tasa fija que una demanda (GGG, tarifa I, TP 1, importes desde el 1 de agosto de 2026): hasta 150 € → 33 €; 150-300 € → 62 €; 300-700 € → 89 €; 700-2000 € → 148 €; 2000-3500 € → 237 €; 3500-7000 € → 436 €; 7000-35 000 € → 1030 €; 35 000-70 000 € → 2023 €; 70 000-140 000 € → 4048 €; 140 000-210 000 € → 6074 €; 210 000-280 000 € → 8098 €; 280 000-350 000 € → 10 123 €; más de 350 000 € → el 1,2 % de la cuantía más 7908 €. Se reduce a una cuarta parte si la petición se retira antes de la notificación; recargo si hay varios demandantes (§ 19a GGG). La página de e-Justicia aún muestra la tabla de 2021.",
        "text_it": "Stessa tassa forfettaria di un’azione ordinaria (GGG, tariffa I, TP 1, importi dal 1° agosto 2026): fino a 150 € → 33 €; 150–300 € → 62 €; 300–700 € → 89 €; 700–2.000 € → 148 €; 2.000–3.500 € → 237 €; 3.500–7.000 € → 436 €; 7.000–35.000 € → 1.030 €; 35.000–70.000 € → 2.023 €; 70.000–140.000 € → 4.048 €; 140.000–210.000 € → 6.074 €; 210.000–280.000 € → 8.098 €; 280.000–350.000 € → 10.123 €; oltre 350.000 € → 1,2% del valore + 7.908 €. Ridotta a un quarto se la domanda è ritirata prima della notifica; maggiorazione in caso di più ricorrenti (§ 19a GGG). La pagina e-Justice mostra ancora la tabella del 2021.",
        "text_nl": "Hetzelfde vaste bedrag als voor een dagvaarding (GGG, tarief I, TP 1, bedragen vanaf 1 augustus 2026): tot € 150 → € 33; € 150–300 → € 62; € 300–700 → € 89; € 700–2.000 → € 148; € 2.000–3.500 → € 237; € 3.500–7.000 → € 436; € 7.000–35.000 → € 1.030; € 35.000–70.000 → € 2.023; € 70.000–140.000 → € 4.048; € 140.000–210.000 → € 6.074; € 210.000–280.000 → € 8.098; € 280.000–350.000 → € 10.123; boven € 350.000 → 1,2% van de vordering plus € 7.908. Teruggebracht tot een kwart als het verzoek vóór de betekening wordt ingetrokken; toeslag bij meerdere eisers (§ 19a GGG). De e-justitiepagina toont nog de tabel van 2021.",
        "text_pl": "Taka sama opłata stała jak od pozwu (GGG, taryfa I, TP 1, kwoty od 1 sierpnia 2026 r.): do 150 euro → 33 euro; 150–300 euro → 62 euro; 300–700 euro → 89 euro; 700–2000 euro → 148 euro; 2000–3500 euro → 237 euro; 3500–7000 euro → 436 euro; 7000–35 000 euro → 1030 euro; 35 000–70 000 euro → 2023 euro; 70 000–140 000 euro → 4048 euro; 140 000–210 000 euro → 6074 euro; 210 000–280 000 euro → 8098 euro; 280 000–350 000 euro → 10 123 euro; powyżej 350 000 euro → 1,2% wartości roszczenia plus 7908 euro. Opłata spada do jednej czwartej, jeśli pozew zostanie cofnięty przed doręczeniem; przy kilku powodach pobiera się dopłatę (§ 19a GGG). Strona e-Sprawiedliwość pokazuje jeszcze tabelę z 2021 r.",
        "status": "verified",
        "source": "RIS, GGG in der Fassung vom 31.10.2026, Tarif I TP 1 with Anm. 1 (European order for payment), Anm. 3 and amount footnotes, § 19a: https://www.ris.bka.gv.at/GeltendeFassung.wxe?Abfrage=Bundesnormen&Gesetzesnummer=10002667 ; BGBl. II Nr. 227/2026 (issued 30.07.2026, Art. I Z 4, in force 1.8.2026): https://www.ris.bka.gv.at/Dokumente/BgblAuth/BGBLA_2026_II_227/BGBLA_2026_II_227.pdf ; outdated 2021 table on https://e-justice.europa.eu/topics/money-monetary-claims/court-fees-concerning-european-payment-order-procedure/at_en (updated 17.10.2023). All opened 2026-10-31."
      },
      "FR": {
        "text": "Tribunal judiciaire: no registry fee. Commercial court (tribunal de commerce or tribunal des activités économiques): registry fee 30.23 € incl. VAT under the regulated tariff from 1.3.2026, paid within 15 days of the application.",
        "text_et": "Üldkohtus (tribunal judiciaire) kantseleitasu ei ole. Kaubanduskohtus (tribunal de commerce või tribunal des activités économiques) on kantseleitasu 30,23 € koos käibemaksuga (reguleeritud tariif alates 01.03.2026); see tuleb tasuda 15 päeva jooksul avalduse esitamisest.",
        "text_de": "Tribunal judiciaire: keine Kanzleigebühr. Handelsgericht (tribunal de commerce oder tribunal des activités économiques): Kanzleigebühr 30,23 € inkl. MwSt. nach dem regulierten Tarif ab 1.3.2026, zu zahlen binnen 15 Tagen nach dem Antrag.",
        "text_fr": "Tribunal judiciaire : pas de frais de greffe. Tribunal de commerce ou tribunal des activités économiques : frais de greffe de 30,23 € TTC selon le tarif réglementé en vigueur depuis le 1er mars 2026, à régler dans les 15 jours suivant la demande.",
        "text_es": "Tribunal judiciaire: sin tasa de secretaría. Tribunal mercantil (tribunal de commerce o tribunal des activités économiques): tasa de secretaría de 30,23 € con IVA según la tarifa regulada vigente desde el 1 de marzo de 2026, que se paga en los 15 días siguientes a la petición.",
        "text_it": "Tribunal judiciaire: nessun diritto di cancelleria. Tribunale commerciale (tribunal de commerce o tribunal des activités économiques): diritto di cancelleria di 30,23 € IVA inclusa secondo la tariffa regolamentata in vigore dal 1° marzo 2026, da pagare entro 15 giorni dalla domanda.",
        "text_nl": "Tribunal judiciaire: geen griffierecht. Handelsrechtbank (tribunal de commerce of tribunal des activités économiques): griffierecht van € 30,23 incl. btw volgens het gereguleerde tarief vanaf 1 maart 2026, te betalen binnen 15 dagen na het verzoek.",
        "text_pl": "Tribunal judiciaire: bez opłaty kancelaryjnej. Sąd gospodarczy (tribunal de commerce lub tribunal des activités économiques): opłata kancelaryjna 30,23 euro z VAT według taryfy urzędowej obowiązującej od 1 marca 2026 r., płatna w ciągu 15 dni od złożenia pozwu.",
        "status": "verified",
        "source": "Greffe du tribunal des activités économiques de Paris, tarifs (\"Demande d'Injonction de Payer Européenne : 30,23 €\"): https://www.greffe-tae-paris.fr/procedure/tarifs_fond and https://www.greffe-tae-paris.fr/procedure/injonction_payer_europeenne ; matches Code de commerce art. A743-9 table nos 14–16 (9.07 + 7.05 + 9.07 € excl. VAT) as replaced by the arrêté of February 2026 (JORFTEXT000053593881; Légifrance blocked automated access, text read via a mirror) ; Service Public Entreprendre F38156 (verified 01.09.2026: no registry fee at the tribunal judiciaire; still states 33.47 € for the commercial court): https://entreprendre.service-public.gouv.fr/vosdroits/F38156 ; 15-day deadline: Code de procédure civile, section on the costs of the injonction de payer and injonction de payer européenne before the tribunal de commerce. The e-Justice FR fee page is empty. All opened 2026-10-31."
      }
    },
    "feesSource": "https://e-justice.europa.eu/topics/money-monetary-claims/court-fees-concerning-european-payment-order-procedure_en"
  },
  "schedule": [
    {
      "day": 3,
      "step": "letter1",
      "title": "Send letter 1 (friendly reminder)"
    },
    {
      "day": 10,
      "step": "letter2",
      "title": "Send letter 2 (firm: interest + compensation, 7-day deadline)"
    },
    {
      "day": 17,
      "step": "letter3",
      "title": "Send letter 3 (final notice: payment order in 7 days)"
    },
    {
      "day": 24,
      "step": "decide",
      "title": "Decide: file payment order or stop"
    }
  ],
  "scheduleSource": "Analysis section 5.2 (day 0 = due date).",
  "_letterRefsNote": "laws.*.versions[].letterRefs: the same legal basis as refs, written for the reader of the letter in each letter language (official or established name in that language, native name in parentheses, citation style of that language). FR, ES and IT letters add the article contraction in code (letters.js leadRef)."
}