# PagoFix

> Free self-service tool for unpaid business-to-business (B2B) invoices in the EU: statutory late-payment interest (Directive 2011/7/EU and the national laws of DE, FR, PL, EE, ES, IT, NL, AT), the fixed compensation for recovery costs (at least EUR 40), three reminder letters in 8 languages, a reminder calendar (.ics) and a draft European order for payment (Form A, Regulation (EC) No 1896/2006). No signup and no tracking. PagoFix prepares drafts only: it never sends anything, never files anything with a court, never acts for the user and never receives money. It is not a law firm or a debt collection agency.

Provider: Nukehive OÜ (registry code 14647290), Masina tn 20, 10113 Tallinn, Estonia · info@pagofix.com

## Web app (8 languages)

- [English](https://pagofix.com/en/)
- [Eesti](https://pagofix.com/et/)
- [Deutsch](https://pagofix.com/de/)
- [Français](https://pagofix.com/fr/)
- [Español](https://pagofix.com/es/)
- [Italiano](https://pagofix.com/it/)
- [Nederlands](https://pagofix.com/nl/)
- [Polski](https://pagofix.com/pl/)

## MCP server (for AI agents)

- Endpoint: `POST https://pagofix.com/mcp` (MCP Streamable HTTP, JSON-RPC 2.0, JSON responses, no API key, CORS enabled). Server name in the registry format: `com.pagofix/pagofix`, version 1.0.1.
- Server card: [/.well-known/mcp-server-card](https://pagofix.com/.well-known/mcp-server-card)
- Client docs and examples on GitHub: [pagofix/pagofix-mcp](https://github.com/pagofix/pagofix-mcp)
- Tools:
  - `calc_claim`: statutory late-payment interest per half-year period, the fixed compensation and the total, each with its legal reference.
  - `draft_reminder`: reminder letter 1 (friendly), 2 (firm, with interest and compensation) or 3 (final notice) in en, de, fr, es, it, nl, pl or et.
  - `draft_eop`: a draft European order for payment (Form A) for a cross-border claim, with court, fee information and filing guidance. The creditor signs and files it.
  - `get_status`: where a case stands today and the next step.
- Example: `curl -s https://pagofix.com/mcp -H 'content-type: application/json' -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'`

## Data and rules

- [Rules and sources (rules.json)](https://pagofix.com/rules/rules.json): interest rules, reference rates, court fees and the official sources they come from.
- [Health and version](https://pagofix.com/api/health)

## Legal

- [Terms of use](https://pagofix.com/terms) (available in 8 languages with ?lang=xx)
- [Privacy notice](https://pagofix.com/privacy)